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Limagrain × Covermetrics

EVI-based parametric insurance calibration · SW France
Marifloor pilot 2,000 ha Federation 62,000 ha
Overview Signals Climate Coop 63 backtest Marifloor (dept 32) Marifloor v0.4 (TRN+SOJ) Marifloor 2026 pilot → EVI curves Full report Deep analysis Data & files

Overview

Coop 63 maize parcels analyzed (from RPG 2019–2024, 6 years)
Sentinel-2 vegetation observations extracted (Coop 63, 2017–2024)
Coop 63 period analyzed
Coop 63 seed maize mean yield (matches client 35.9 q/ha)

Pilot scope — from 2026-04-15 call

We need training data to build a working model. Simple EVI / climate thresholds alone are not accurate enough for a parametric trigger; they catch drought years at the dept-aggregate level but cannot resolve parcel-level loss without supervised calibration. What we need from Covermetrics / Limagrain: per-parcel yield history (3+ years) and the Coop 63 contracted parcel IDs so we can lock the feature pipeline to real yield outcomes.

Signal comparison

Which EVI feature best predicts yield?

We evaluate candidate signals against real Agreste yields. Higher |r| means a stronger relationship; sign matters for interpretation.

Takeaway

With the peak_doy outlier filter + top-50% Peak×Integral coupling pipeline applied, Peak EVI, EVI Integral and Ascending Slope together give the best predictive lift for seed-maize yield in Coop 63. Combining these three EVI features with ERA5 climate (heat-day count, GDD, precip) is the multi-signal design we'd use for a production trigger — once Limagrain supplies parcel-level yield ground truth so the model can be supervised.

ERA5 climate — Coop 63 growing season

Heat, rain, GDD vs. yield

Growing-season aggregates (Apr-Sep) from ERA5-Land via the ARCO point-query endpoint, at the centroid of Puy-de-Dôme. Combining ERA5 + EVI captures more of the yield signal than either alone — heat-day count flags drought years cleanly (no satellite cloud dependency), while EVI Peak / Integral pick up parcel-level crop health. In the production model we'd stack both feature families plus their interactions (heat-day × EVI integral, precip-anomaly × ascending slope).

Coop 63 (Puy-de-Dôme) — year-by-year backtest

Peak EVI & EVI Integral vs. Agreste seed maize yield

2022 dropped — no vegetation-class Sentinel-2 observations (Massif Central cloud cover).

Marifloor (Gers / dept 32) — v0.3 persistent-sample backtest

Methodology v0.3 (revised) — provisional, not for pricing

2,000 dept-32 maize centroids matched across RPG vintages 2019–2024 → 189,063 Sentinel-2 observations × 6 EVI years. Filter chain identical to Coop 63 (peak ± 30 d EVI Integral × top-75 % yield-coupling). Both in-sample and leave-one-year-out cross-validated correlations are reported; LOYO is the defensible number.

Filter-chain ablation

Pearson r vs Agreste dept-32 seed-maize yield (n = 6 years 2019–2024). Bold = |r| ≥ 0.70.

Year-by-year backtest (peak ± 30 d, top-75 % coupling)

2022 (drought) correctly flagged as full loss. 2020 and 2023 over-calls reflect department-level basis risk; resolves at v1.0 with parcel-level Limagrain truth.

Marifloor v0.4 — sunflower & soy (Gers / dept 32)

Multi-crop calibration — provisional, not for pricing

Year-pooled (no persistent panel — TRN/SOJ rotates: 0 dept-32 parcels appear as soy/sunflower in all six RPG vintages). Per-crop phenology window and quality filter are tuned separately. LOYO is the honest cross-validation number.

Late-year sample size shrinks sharply (53 SOJ parcels in 2024) — partly real area decline driven by the 2022 drought, partly an upstream RPG dept-code derivation issue tracked for v1.x. Numbers above are after a Gers bbox safety filter.

EVI seasonal curves — Coop 63, 2017–2024

Vegetation-class EVI by day-of-year (mean across sampled fields)

Only SCL=4 (vegetation-classified) pixels shown; sparse points in some years reflect persistent cloud cover over the Massif Central. The visible EVI decline in early-season DOYs reflects that pre-maize-emergence vegetation (cover crops, winter greens) is being terminated before maize sowing — not maize greenup. Real maize greenup starts from the minimum (≈ DOY 160–180) and rises to peak around DOY 200–230.

Full calibration report (DRAFT)

Draft — needs ground-truth yield data. The numbers below are derived from Agreste département-level seed maize yields and don't reflect per-parcel outcomes. Thresholds will change materially once Limagrain shares per-parcel yield history. The right-column optima are overfit to 8 dept-years and shouldn't be taken as production tier boundaries.

Deep signal analysis (S-G smoothed)

Data & pipeline

Data sources

  • Agreste SAA Séries Longues 2010–2024 — département-level yields for Maïs semence (seed) and Maïs grain+semence (total). 91 départements × 15 years.
  • RPG 2023 (IGN) — 707,724 maize parcels nationally; 8,084 in Coop 63 (28,899 ha). Parcel IDs preserved.
  • Sentinel-2 L2A — Earth Search STAC, cloud-filtered (SCL=4 vegetation only for peak EVI), 199,551 observations extracted.
  • ERA5-Land (in progress) — daily 2010–2024, aggregated to monthly + growing-season GDD / precip / drought-index / heat-days.

Deliverables in S3 bucket

s3://digifarm-limagrain-yield/
├── agreste/maize_yield_dept.csv          Yield data (91 depts × 15 years)
├── rpg/2023/maize_parcels.parquet         707K maize parcels + IDs
├── samples/centroids.parquet              240K sampled field centroids
├── evi/evi_timeseries.parquet             199K Sentinel-2 observations
├── outputs/
│   ├── features.parquet                   Aggregated dept × year × signal
│   ├── model/yield_model.pkl              Trained model
│   └── reports/coop63_calibration.md      This report
└── client_docs/                           Vivadour contracts + 2025 polygons

Code repository

github.com/digifarmio/limagrain-yield (private)

Generated · DigiFarm AS · source